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Thu, 08 Feb 2018 13:00:28 GMT
Pay imbalance particularly stark in professions where men dominate, such as law enforcement, engineering and technology
Although women hold half of all state and federal service jobs, they make 10% less than men in the public sector, according to an analysis of government documents obtained through freedom of information requests by an investigative non-profit.
The analysis by the Contently Foundation, a non-profit for investigative journalism, found that women earn 10% less median income than men in the public sector. The employee earnings records also show that 73% of government workers making $100,000 or more each year are men.Continue reading...Read More ...
Mon, 13 Nov 2017 13:49:13 GMT
What could and should make America great is the freedom to follow one’s dreams – not stay trapped in a cubicle, paralysed by fear
Millions of Americans are stuck in what some economists call “job-lock” or the inability to leave employment because of the risk of losing health insurance. A 2001 paper from Princeton’s Center for Economic Policy Studies showed, for example, that self-employed people are 25% less likely to have health insurance than office workers.
Uncertainty surrounding the future of the Affordable Care Act (ACA), widely known as Obamacare, has left many people feeling too scared to risk leaving full-time employment to attempt something on their own. After several failed attempts to repeal the ACA, the current administration may, in its latest tax plan, get rid of the individual mandate that requires most Americans be insured.
Future generations who will be raised to shun creative careers in favor of healthcare-providing employmentContinue reading...Read More ...
Wed, 06 Sep 2017 10:00:28 GMT
Navient, spun off from Sallie Mae, has thrived as student loan debt spirals across the US. Its story reveals how, instead of fighting inequality, the education industry is reinforcing it
Among the 44 million Americans who have amassed our nation’s whopping $1.4tn in student loan debt, a call from Navient can produce shivers of dread.
Navient is the primary point of contact, or the “servicer”, for more student loans in the United States than any other company, handling 12 million borrowers and $300bn in debt. The company flourished as student loan debt exploded under the Obama administration, and its stock rose sharply after the election of Donald Trump.Continue reading...Read More ...
Tue, 30 May 2017 09:54:25 GMT
State subsidies to promote home ownership is not always a good thing – it hikes public debt, cuts labour mobility and often boosts prices not ownership levels
At the end of the first quarter, according to the Federal Reserve Bank of New York, American consumer debt for the first time exceeded its previous peak (in dollars), reached in the third quarter of 2008, just as the global financial crisis erupted. Although car loans and student debt have been rising especially rapidly, housing debt remains more than two-thirds of the $12.7tn total.
As a share of income, household debt is nothing like the threat to the national economy that it was 10 years ago. But the new statistic is a reminder that American households don’t save enough.Continue reading...Read More ...
Don't want to work until you are 70? You will have to, says WEF
World Economic Forum says looming fourfold rise in over-65s by 2050 is financial equivalent of climate change
The retirement age in Britain and other leading developed countries will need to rise to 70 by the middle of the century to head off the biggest pension crisis in history, according to the World Economic Forum.
The body that runs the annual gathering of the global elite in Davos said deficits in the world’s six largest pension systems would more than quadruple to $224tn by 2050 unless people worked longer and saved more.Continue reading...
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